401k Limits 2025 Chart With Catch Up. Total 401k Limit 2025 Mercedes J. Oates Employees aged 50 and over can make an additional catch-up contribution of $7,500, bringing their contribution limit to $31,000 In 2025, the 401(k) contribution limit for participants is increasing to $23,500, up from $23,000 in 2024
401k Contribution Limits 2025 Catch Up 2025 Nina C. Johnson from ninacjohnson.pages.dev
up from $20,500 to 401(k), 403(b) and other tax-advantaged employer savings plans. The limit on catch-up contributions for people 50 or older also rose to $7500 from $6500
401k Contribution Limits 2025 Catch Up 2025 Nina C. Johnson
401(k) Plan Limits 2025 2024; Maximum elective deferral for employees: $23,500: $23,000: Total contribution limit for employer and employee: $70,000: $69,000: Catch-up contribution for employees. Employee contributions: $23,500, plus $7,500 catch-up (ages 50+); $11,250 catch-up for ages 60-63; Employer contributions: up to 25% of compensation; Total combined limit: $70,000 or 25% of compensation, whichever is less Under a change made in SECURE 2.0, a higher catch-up contribution limit applies for employees aged 60, 61, 62 and 63 who participate in SIMPLE plans
401 K Limits 2025 Catch Up Alaa Hope. The annual limit on catch-up contributions for individuals who attain age 60, 61, 62, or 63 is $11,250 For 2025, this higher catch-up contribution limit is $5,250
2025 Top 5 401k Contribution Limits 2025 Teresa R. Moors. The 2025 401(k) contribution limit for employees—the same as 403(b), governmental 457 plans, and the federal government's Thrift Savings Plan—is $23,500 The limit on catch-up contributions for people 50 or older also rose to $7500 from $6500